University of Helsinki

It was very hard for me to open up a bank account in Finland - and to this day, I'm still not really sure why (I think it had something to do with the fact that I didn't have a Finnish social security card and I wasn't a permanent resident). Most forms of travel have special student rates available - you only need to show your student ID card to receive them. Also, check out STA or Council travel for cheap rail passes or train tickets!

I would say that public transport is far more expensive than expected. One good way of saving money from travel expenses is to receive a confirmation from your university that you are accepted as a student for a sertain period. Than one has the right to buy a monthly public transport card.

I didn't have any special surprises. I knew the cost of living in Finalnd was higher than in Spain but until I came here I didn't how big the difference was. Going out, alcohol , cigarrettes, cinema, concerts, etc are very expensive! So, t least, I would quit smoking before coming to Finland.

aucun

Bank transfers are very expensive as is using your home phone to make calls.

you have to pay all your bills by wiring through bill machine or internet but only through finnish bank accounts. That means that you have to open a bank account, it is compulsory.